What are the types of car insurance?

Following are the different types of car insurance:

Own-damage car insurance
Third party car insurance
Comprehensive car insurance
Why shouldn’t you drive a car without insurance in Maharashtra?

Without car insurance, you would have to face the following issues:

Hefty fines
Compensation for injuries to self or third parties
Suspension of driving license and vehicle registration
Legal complications
Here are some important aspects of a car insurance policy:

Damage: An insurance policy covers damages caused to the car due to natural calamities, accidents, technical glitches, and malfunctions.*

Third-party liability: Third party cover in India is a mandatory norm that covers the owner against legal complications. Suppose you cause an accident that damages the property of another person or injures another driver/pedestrian. In that case, third party insurance will take care of their treatment and protect you from the legal repercussions of the case. If your existing policy is expired then it is a must to buy third party car insurance online before venturing out with your vehicle.*

Personal injury or accidents: If your car is insured, the policy will offer cover for any bodily injury and expenses incurred due to accidents.*

Family compensation after death: In the most unfortunate scenario, when the family loses the car owner, the insurance policy covers the family’s expenses after the tragic event.*

Add-on benefits: Apart from the above benefits, a car insurance policy also offers additional benefits like zero depreciation cover, consumables cover, breakdown assistance, and conveyance benefits.*

Bajaj Allianz General Insurance offers all of the above benefits and much more with their car insurance policies. Avail cashless services across 4,500+ network garages, No Claim Bonus offering concessions up to 50% during car insurance renewal and the ability to buy a policy online within 3 minutes!*

*Standard T&C Apply

As citizens, it is our moral responsibility to follow traffic rules and regulations. Why pay the penalty when you can prevent it by buying car insurance? Make a choice. Choose car insurance over uninsured liabilities. Buy one today. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read sales brochure/policy wording carefully before concluding a sale.

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