With so many health insurance companies in India, you can opt for any policy depending on your needs. However, there are certain cases and diseases that aren’t covered by health insurance plans. Some of these are listed below:
- Cosmetic surgery, unless for reconstruction purposes
- Health issues caused by consumption of alcohol, drugs etc.
- Infertility treatments such as IVF
- Self-inflicted injuries
- Pre-existing illnesses, unless the insurer provides coverage through additional premium or add-ons